prompt, thorough, honest home inspector

WHAT’S INCLUDED IN MY INSPECTION?

TYPES OF INSPECTIONS

Our clients primarily deal with three types of home inspection services. Click on each tab below to learn more.

RESIDENTIAL INSPECTION

A residential home inspection is performed by a licensed home inspector to ensure that a home is in good condition and satisfies bank requirements for a mortgage. It also ensures buyers who don’t need to obtain a mortgage that they are not overpaying for the property.

The inspection engineer evaluates all electrical systems, heating, air condition and plumbing. Other interior factors covered during a residential inspection include checking for indications of prior water intrusion and signs of wood destroying insects. He will also inspect the condition of the roof, windows, doors and the exterior. This includes patios, decks, sidewalks and driveways.

COMMERCIAL INSPECTION

While a residential inspection focuses on structural evaluations, a commercial inspection also includes assessment of amenities. It’s also known as a property condition assessment (PCA). The type of construction, occupancy and the age of the structure determine how the particular place will be inspected.

A baseline PCA relies on document review, walk-through survey and even interviews. A commercial inspection can include site characteristics (landscaping, paving, utilities), roof surface areas, mechanical and electrical systems, plumbing, and vertical transportation like elevators. Additional services might include indoor air quality assessment, radon testing and ADA assessments.

The resulting property condition report (PCR) is used to help buyers and owners understand maintenance and operation of the property. It also helps prospective investors to assess their confidence when it comes to making financial decisions.

INSURANCE INSPECTION

While residential and commercial inspections are performed in order to measure standards, insurance inspections are about liability and finding the relative value of a home in case of fire damage or other replacement scenarios. The insurance inspector only evaluates the outside. He checks to see if any trees have branches that are touching the roof or have roots that might cause damage to the home. He also looks for peeling and chipped paint. Driveways and sidewalks are checked for cracks that need potential repairs.

It’s also an insurance inspector’s job to make sure that the agent didn’t make a mistake about the condition of the home and that the home falls within the under-writing.

FREQUENTLY ASKED QUESTIONS

A home inspection is an objective visual examination of the physical structure and systems of a house, from the roof to the foundation. Buying a home could be the largest single investment you will ever make. To minimize unpleasant surprises and unexpected difficulties, you’ll want to learn as much as you can about the newly constructed or existing house before you buy it. A home inspection may identify the need for major repairs or builder oversights, as well as the need for maintenance to keep it in good shape. After the inspection, you will know more about the house, which will allow you to make decisions with confidence. If you already are a homeowner, a home inspection can identify problems in the making and suggest preventive measures that might help you avoid costly future repairs. If you are planning to sell your home, a home inspection can give you the opportunity to make repairs that will put the house in better selling condition.
No. A professional home inspection is an examination of the current condition of a house. It is not an appraisal, which determines market value. It is not a municipal inspection, which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what components and systems may need major repair or replacement.
Even the most experienced homeowner lacks the knowledge and expertise of a professional home inspector. An inspector is familiar with the elements of home construction, proper installation, maintenance and home safety. He or she knows how the home’s systems and components are intended to function together, as well as why they fail. Above all, most buyers find it difficult to remain completely objective and unemotional about the house they really want, and this may have an effect on their judgment. For accurate information, it is best to obtain an impartial, third-party opinion by a professional in the field of home inspection.
Every inspector is different and comes with strong points and weak points. You may save $50 by choosing a cheaper inspector and he could miss $1,000 in problems. Usually, the best inspectors are not the cheapest. If you want to save money, possibly thousands, then don’t choose the cheapest inspector. A thorough and experienced home inspector is the best route to take.
No house is perfect. If the inspector identifies problems, it doesn’t mean you should or shouldn’t buy the house, only that you will know in advance what to expect. If your budget is tight, or if you don’t want to become involved in future repair work, this information will be important to you. If major problems are found, a seller may agree to make repairs.
The inspection fee for a typical one-family house varies geographically, as does the cost of housing. Similarly, within a given area, the inspection fee may vary depending upon the size of the house, particular features of the house, its age, and possible additional services, such as septic, well, or radon testing. It is a good idea to contact us for a customized quote.
While it’s not required that you be present for the inspection, it is highly recommended. You will be able to observe the inspector and ask questions as you learn about the condition of the home and how to maintain it.
Definitely. Now you can complete your home purchase with confidence. You’ll have learned many things about your new home from the inspector’s written report, and will have that information for future reference.
The best time to receive your final home inspection report is the next morning. This affords you time to discuss the inspection and review the report while it’s fresh in your mind. Receiving a report onsite means one or more of five things will occur, all negative: 1) Home Inspector is writing report and not spending the time to discuss your perspective new home as you move through it room by room. 2) If explanations are given at the time of inspection, THAN, you will have to sit around an extra hour or so waiting for report to be written, 3) Mistakes are made when rushing, items can be left out or improperly written which can lead to improper maintenance and/or repairs necessary, 4) Report may be hand written, vague, and difficult to understand at a later date, and 5) Some home inspection companies charge for this service